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NCAC
NCAC > Title 11 - Insurance > Chapter 12 - Life and Health Division
Chapter 12 (consolidated)Life and Health DivisionPDF | DOC
11 NCAC 12 .0101GENERAL PROVISIONSPDF | DOC
11 NCAC 12 .0102-0103REPEALEDPDF | DOC
11 NCAC 12 .0201PRE-EXISTING CONDITIONS AND RENEWABLE AT COMPANY OPTIONPDF | DOC
11 NCAC 12 .0202-0203REPEALEDPDF | DOC
11 NCAC 12 .0204NOTICE FOR REVISION OF RATES FOR NON-PROFIT SERVICE CORPPDF | DOC
11 NCAC 12 .0205-0207REPEALEDPDF | DOC
11 NCAC 12 .0208MEDICARE AND MEDICAID - BUYER'S GUIDEPDF | DOC
11 NCAC 12 .0301GENERAL PROVISIONSPDF | DOC
11 NCAC 12 .0302APPLICATION FOR INSURANCE REQUIREDPDF | DOC
11 NCAC 12 .0303REBATES ON INSURANCE COMPANIES EMPLOYEES: PROHIBITEDPDF | DOC
11 NCAC 12 .0304SEX DISCRIMINATION ON APPLICATIONSPDF | DOC
11 NCAC 12 .0305TWISTING OR OTHER PRACTICES INJURIOUS TO THE PUBLICPDF | DOC
11 NCAC 12 .0306LIFE: HEALTH AND ACCIDENT COVERAGES: POLICY OUT OF STATEPDF | DOC
11 NCAC 12 .0307FILING APPROVAL: LIFE: ACCIDENT AND HEALTH FORMSPDF | DOC
11 NCAC 12 .0308BANK CREDIT CARD FACILITY AVAILABLE FOR PREMIUM PAYMENTPDF | DOC
11 NCAC 12 .0309APPLICATION: BYLAWS: RULES: PART OF THE POLICY CONTRACTPDF | DOC
11 NCAC 12 .0310INDUSTRIAL INSURANCEPDF | DOC
11 NCAC 12 .0311LIMITATION ON AMOUNT OF CREDIT INSURANCE WRITTENPDF | DOC
11 NCAC 12 .0312ACCIDENTAL DEATH BENEFIT: INHALATION OF GAS: ETCPDF | DOC
11 NCAC 12 .0313DISABILITY BENEFIT: CONFINEMENT INDOORSPDF | DOC
11 NCAC 12 .0314INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTORPDF | DOC
11 NCAC 12 .0315-0316REPEALEDPDF | DOC
11 NCAC 12 .0317ORIGIN OF SICKNESS: DESCRIPTIONPDF | DOC
11 NCAC 12 .0318PREMIUM INCREASES: GROUPPDF | DOC
11 NCAC 12 .0319SUBROGATION PROHIBITEDPDF | DOC
11 NCAC 12 .0320SOUND HEALTH SHALL BE DEFINEDPDF | DOC
11 NCAC 12 .0321RATE FILING: HMOPDF | DOC
11 NCAC 12 .0322REGULAR CARE AND ATTENDANCE OF A PHYSICIANPDF | DOC
11 NCAC 12 .0323COMPLICATION OF PREGNANCYPDF | DOC
11 NCAC 12 .0324HIV AND AIDS DISCRIMINATION PROHIBITEDPDF | DOC
11 NCAC 12 .0325OCCUPATIONAL INJURIES OR DISEASESPDF | DOC
11 NCAC 12 .0326APPLICATION FOR INSURANCE REQUIREDPDF | DOC
11 NCAC 12 .0327Y2K INTERIM CLAIM PAYMENTSPDF | DOC
11 NCAC 12 .0328ELIGIBLE INDIVIDUAL COVERAGEPDF | DOC
11 NCAC 12 .0329SUBMISSION REQUIREMENTS: FORM AND RATE FILINGSPDF | DOC
11 NCAC 12 .0330NOTICE OF A CLOSED BLOCK OF INDIVIDUAL BUSINESSPDF | DOC
11 NCAC 12 .0401LIFE: GENERAL NATUREPDF | DOC
11 NCAC 12 .0402FAMILY LIFE POLICIES AND DEPENDENT TERM RIDERSPDF | DOC
11 NCAC 12 .0403TERMINATION OF LIFE INSURANCE: EMPLOYEE-EMPLOYER CONTRACTSPDF | DOC
11 NCAC 12 .0404APPLICATIONS WHICH FINANCE THE FIRST YEAR'S PREMIUMPDF | DOC
11 NCAC 12 .0405LIFE INSURANCE: TOTAL AND PERMANENT DISABILITY BENEFITSPDF | DOC
11 NCAC 12 .0406GROUP LIFE INSURANCE: COLLECTION FEEPDF | DOC
11 NCAC 12 .0407GROUP LIFE INSURANCE: DEPENDENT BENEFITPDF | DOC
11 NCAC 12 .0408-0413REPEALEDPDF | DOC
11 NCAC 12 .0414GROUP LIFE: STATE EMPLOYEES: OTHER POLITICAL SUBDIVISIONPDF | DOC
11 NCAC 12 .0415LIFE APPLICATIONPDF | DOC
11 NCAC 12 .0416LIFE APPLICATION: GUARANTEED ISSUEPDF | DOC
11 NCAC 12 .0417-0418REPEALEDPDF | DOC
11 NCAC 12 .0419FILING AND APPROVAL OF VARIABLE ANNUITY CONTRACTSPDF | DOC
11 NCAC 12 .0420APPROVAL OF CONTRACTS: ADDITIONAL INFORMATION REQUIREDPDF | DOC
11 NCAC 12 .0421PREPARATION OF VARIABLE ANNUITY CONTRACT FILINGSPDF | DOC
11 NCAC 12 .0422CONTRACTS PROVIDING FOR VARIABLE BENEFITSPDF | DOC
11 NCAC 12 .0423REQUIRED REPORTS ON VARIABLE ANNUITY BUSINESSPDF | DOC
11 NCAC 12 .0424LIFE INSURANCE ADVERTISING: DEFINITIONSPDF | DOC
11 NCAC 12 .0425LIFE INSURANCE ADVERTISING: APPLICABILITYPDF | DOC
11 NCAC 12 .0426LIFE INSURANCE ADVERTISING: FORM AND CONTENTPDF | DOC
11 NCAC 12 .0427LIFE INSURANCE ADVERTISING: DISCLOSURE REQUIREMENTSPDF | DOC
11 NCAC 12 .0428LIFE INSURANCE ADVERTISING: IDENTITY OF INSURERPDF | DOC
11 NCAC 12 .0429LIFE INSURANCE ADVERTISING: LICENSING: STATUS OF INSURERPDF | DOC
11 NCAC 12 .0430LIFE INSURANCE ADVERTISING: STATEMENTS ABOUT THE INSURERPDF | DOC
11 NCAC 12 .0431LIFE INSURANCE ADVERTISING: ENFORCEMENT PROCEDURESPDF | DOC
11 NCAC 12 .0432LIFE INSURANCE ADVERTISING: ADVERTISING EXPENSEPDF | DOC
11 NCAC 12 .0433LIFE INSURANCE ADVERTISING: PRIOR REVIEW OR PRIOR APPROVALPDF | DOC
11 NCAC 12 .0434VARIABLE LIFE INSURANCE: DEFINITIONSPDF | DOC
11 NCAC 12 .0435QUALIFICATION OF INSURER TO ISSUE VARIABLE LIFE INSURANCEPDF | DOC
11 NCAC 12 .0436INSURANCE POLICY REQUIREMENTSPDF | DOC
11 NCAC 12 .0437RESERVE LIABILITIES FOR VARIABLE LIFE INSURANCEPDF | DOC
11 NCAC 12 .0438SEPARATE ACCOUNTSPDF | DOC
11 NCAC 12 .0439INFORMATION FURNISHED TO APPLICANTSPDF | DOC
11 NCAC 12 .0440APPLICATIONSPDF | DOC
11 NCAC 12 .0441REPORTS TO POLICYHOLDERSPDF | DOC
11 NCAC 12 .0442FOREIGN COMPANIESPDF | DOC
11 NCAC 12 .0443QUALIFICATION: FOR THE SALE OF VARIABLE LIFE INSURANCEPDF | DOC
11 NCAC 12 .0444SEPARABILITY ARTICLEPDF | DOC
11 NCAC 12 .0445INTEREST CHARGES ON MISSTATEMENT OF AGE OR SEXPDF | DOC
11 NCAC 12 .0446SOUND HEALTHPDF | DOC
11 NCAC 12 .0447FREE LOOK PROVISIONPDF | DOC
11 NCAC 12 .0448WAITING PERIODS ON LIFE INSURANCE RIDERSPDF | DOC
11 NCAC 12 .0449LIMITED INITIAL DEATH BENEFITPDF | DOC
11 NCAC 12 .0450REQUIREMENT FOR MODIFIED PREMIUM LIFE INSURANCEPDF | DOC
11 NCAC 12 .0451POLICY LOAN INTEREST RATESPDF | DOC
11 NCAC 12 .0452-0456REPEALEDPDF | DOC
11 NCAC 12 .0457CREDIT INSURANCE: AUTOMOBILE LEASESPDF | DOC
11 NCAC 12 .0458RESERVED FOR FUTURE CODIFICATIONPDF | DOC
11 NCAC 12 .0459RESERVED FOR FUTURE CODIFICATIONPDF | DOC
11 NCAC 12 .0460PREARRANGEMENT INSURANCE DISCLOSUREPDF | DOC
11 NCAC 12 .0501ACCIDENT AND HEALTH: GENERAL NATUREPDF | DOC
11 NCAC 12 .0502RATE INCREASES FOR INDIVIDUAL AND BLANKET POLICIESPDF | DOC
11 NCAC 12 .0503WAITING PERIODPDF | DOC
11 NCAC 12 .0504APPROVAL OF FILING: 90 DAY DEEMER NOT IN EFFECTPDF | DOC
11 NCAC 12 .0505MAIL ORDER APPLICATION: ACCIDENT AND HEALTHPDF | DOC
11 NCAC 12 .0506MASS MARKETING APPLICATIONPDF | DOC
11 NCAC 12 .0507FRATERNAL ORDERS: SOCIETIES AND ASSOCIATIONSPDF | DOC
11 NCAC 12 .0508ACCIDENT AND HEALTH TRAVEL: NEWSPAPER SUBSCRIPTIONSPDF | DOC
11 NCAC 12 .0509ACCIDENT AND HEALTH INSURANCE: NATURAL DEATH BENEFITPDF | DOC
11 NCAC 12 .0510ACCIDENT AND HEALTH INSURANCE: TOTAL TEMPORARY DISABILITYPDF | DOC
11 NCAC 12 .0511GROUP ACCIDENT AND HEALTH INSURANCE: EXCLUSIONSPDF | DOC
11 NCAC 12 .0512ACCIDENT AND HEALTH INSURANCE: EFFECTIVE DATEPDF | DOC
11 NCAC 12 .0513ACCIDENT AND HEALTH: RIDER OR ELIMINATION ENDORSEMENTPDF | DOC
11 NCAC 12 .0514COORDINATION: GROUP A/H CONTRACT BENEFITS: GROUP COVERAGESPDF | DOC
11 NCAC 12 .0515COUNTERSIGNATURE BY AGENTPDF | DOC
11 NCAC 12 .0516ACCIDENT AND HEALTH ADVERTISING: RESPONSIBILITY OF INSURERPDF | DOC
11 NCAC 12 .0517ACCIDENT AND HEALTH ADVERTISING: DEFINITIONSPDF | DOC
11 NCAC 12 .0518ADVERTISING: DISCLOSURE OF REQUIRED INFORMATIONPDF | DOC
11 NCAC 12 .0519ACCIDENT AND HEALTH ADVERTISING: FORM AND CONTENTPDF | DOC
11 NCAC 12 .0520ACCIDENT AND HEALTH ADVERTISING: PROHIBITIONSPDF | DOC
11 NCAC 12 .0521ACCIDENT: HEALTH ADVERTISING: EXCEPTIONS AND LIMITATIONSPDF | DOC
11 NCAC 12 .0522ACCIDENT AND HEALTH ADVERTISING: PRE-EXISTING CONDITIONSPDF | DOC
11 NCAC 12 .0523ADVERTISING: RENEWABILITY AND TERMINATIONPDF | DOC
11 NCAC 12 .0524ACCIDENT AND HEALTH ADVERTISING: TESTIMONIALSPDF | DOC
11 NCAC 12 .0525ACCIDENT AND HEALTH ADVERTISING: USE OF STATISTICSPDF | DOC
11 NCAC 12 .0526ACCIDENT AND HEALTH ADVERTISING OF PLAN OR POLICIESPDF | DOC
11 NCAC 12 .0527ACCIDENT AND HEALTH ADVERTISING: COMPARISONS: STATEMENTSPDF | DOC
11 NCAC 12 .0528ACCIDENT AND HEALTH ADVERTISING: LICENSING AND STATUSPDF | DOC
11 NCAC 12 .0529ACCIDENT AND HEALTH ADVERTISING: IDENTITY OF INSURERPDF | DOC
11 NCAC 12 .0530ACCIDENT AND HEALTH ADVERTISING: GROUP IMPLICATIONSPDF | DOC
11 NCAC 12 .0531ADVERTISING: INTRODUCTORY OR SPECIAL OFFERSPDF | DOC
11 NCAC 12 .0532ACCIDENT: HEALTH ADVERTISING: STATEMENT ABOUT AN INSURERPDF | DOC
11 NCAC 12 .0533ACCIDENT AND HEALTH ADVERTISING: ADVERTISING FILEPDF | DOC
11 NCAC 12 .0534ACCIDENT AND HEALTH ADVERTISING: CERTIFICATE OF COMPLIANCEPDF | DOC
11 NCAC 12 .0535ACCIDENT AND HEALTH ADVERTISING: ADVERTISING EXPENSEPDF | DOC
11 NCAC 12 .0536ACCIDENT AND HEALTH ADVERTISING: PRIOR REVIEW OR APPROVALPDF | DOC
11 NCAC 12 .0537PRE-EXISTING CONDITIONS: INSURED'S AGE OVER 65PDF | DOC
11 NCAC 12 .0538ACCIDENT: HEALTH PROMOTIONAL MATERIAL: STICKERS REQUIREDPDF | DOC
11 NCAC 12 .0539NOTICE FOR REVISION OF RATES FOR NON-PROFIT SERVICE CORPPDF | DOC
11 NCAC 12 .0540BLANKET AND FRANCHISE POLICIESPDF | DOC
11 NCAC 12 .0541NOTICE OF CLAIM: CREDIT INSURANCEPDF | DOC
11 NCAC 12 .0542ACCIDENT AND HEALTH APPLICATION: GUARANTEED ISSUEPDF | DOC
11 NCAC 12 .0543POLICIES CONTAINING A PRE-EXISTING CONDITION EXCLUSIONPDF | DOC
11 NCAC 12 .0544POLICIES RENEWABLE AT THE OPTION OF THE COMPANYPDF | DOC
11 NCAC 12 .0545OFFSET OF INCREASED SOCIAL SECURITY: GROUP DISABILITYPDF | DOC
11 NCAC 12 .0546DIAGNOSIS OF CANCERPDF | DOC
11 NCAC 12 .0547WAITING PERIODPDF | DOC
11 NCAC 12 .0548INSURANCE FOR MEDICARE ELIGIBLEPDF | DOC
11 NCAC 12 .0549CONVERSION POLICIES: HOSPITAL ROOM RATESPDF | DOC
11 NCAC 12 .0550ORTHODONTIC COVERAGE LIMITATIONSPDF | DOC
11 NCAC 12 .0551CANCER INSURANCE REQUIREMENTSPDF | DOC
11 NCAC 12 .0552TEMPOROMANDIBULAR JOINT DYSFUNCTIONPDF | DOC
11 NCAC 12 .0553EXCESS INSURANCE: NON-DUPLICATION OF COVERAGEPDF | DOC
11 NCAC 12 .0554STOP-LOSS COVERAGE - REQUIREMENTSPDF | DOC
11 NCAC 12 .0555LONG-TERM CARE POLICY REQUIREMENTSPDF | DOC
11 NCAC 12 .0556HOME HEALTH CARE POLICY REQUIREMENTPDF | DOC
11 NCAC 12 .0557POLICIES CONTAINING A TERMINATION OR CANCELLATION PROVISIONPDF | DOC
11 NCAC 12 .0558PREMIUM REVISIONPDF | DOC
11 NCAC 12 .0559PRECERTIFICATIONPDF | DOC
11 NCAC 12 .0560UNIFORM CLAIM FORMSPDF | DOC
11 NCAC 12 .0561DEDUCTIBLES AND COPAYMENTS BASED ON REAL COSTPDF | DOC
11 NCAC 12 .0562UNEARNED PREMIUMPDF | DOC
11 NCAC 12 .0563WEIGHTED AVERAGE: MENTAL ILLNESS BENEFITS COVERAGEPDF | DOC
11 NCAC 12 .0601PURPOSE AND SCOPEPDF | DOC
11 NCAC 12 .0602DEFINITION OF REPLACEMENTPDF | DOC
11 NCAC 12 .0603OTHER DEFINITIONSPDF | DOC
11 NCAC 12 .0604EXEMPTIONSPDF | DOC
11 NCAC 12 .0605DUTIES OF PRODUCERSPDF | DOC
11 NCAC 12 .0606DUTIES OF THE EXISTING INSURERPDF | DOC
11 NCAC 12 .0607REPEALEDPDF | DOC
11 NCAC 12 .0608DUTIES OF INSURERS WITH RESPECT TO DIRECT RESPONSE SOLICITATIONSPDF | DOC
11 NCAC 12 .0609VIOLATIONS AND PENALTIESPDF | DOC
11 NCAC 12 .0610SEVERABILITYPDF | DOC
11 NCAC 12 .0611NOTICE REGARDING REPLACEMENTPDF | DOC
11 NCAC 12 .0612DUTIES OF REPLACING INSURERS THAT USE PRODUCERSPDF | DOC
11 NCAC 12 .0701LIMITATION ON AMNT OF CR LIFE/CR ACCIDENT/HEALTH INS WRITTENPDF | DOC
11 NCAC 12 .0702INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTORPDF | DOC
11 NCAC 12 .0703CALCULATION - UNEARNED PREMIUM REFUNDS: CREDIT LIFE & CREDIT ACCIDENT/HEALTH INSURANCEPDF | DOC
11 NCAC 12 .0704MISSTATEMENT OF AGE: CREDIT LIFE AND HEALTH INSURANCEPDF | DOC
11 NCAC 12 .0705REFUND OF UNEARNED PREMIUM AT DEATH: CREDIT LIFE/CREDIT ACCIDENT/HEALTH INSURANCEPDF | DOC
11 NCAC 12 .0706SUICIDE: CREDIT LIFE INSURANCEPDF | DOC
11 NCAC 12 .0707NOTICE OF CLAIM: CREDIT LIFE/CREDIT ACCIDENT/HEALTH INSURANCEPDF | DOC
11 NCAC 12 .0708AMOUNT/CREDIT LIFE INSURANCE/TRANSACTIONS OF GREATER THAN 120 MONTHS DURATIONPDF | DOC
11 NCAC 12 .0709UNIFORM DECREASING COVERAGE: CREDIT LIFEPDF | DOC
11 NCAC 12 .0710ACTUARIALLY EQUIVALENT: CREDIT LIFEPDF | DOC
11 NCAC 12 .0711MOTOR VEHICLE LEASESPDF | DOC
11 NCAC 12 .0712TRUNCATED COVERAGE NOTICEPDF | DOC
11 NCAC 12 .0713REVOLVING OR OPEN-END CREDIT INSURANCEPDF | DOC
11 NCAC 12 .0801-0814REPEALEDPDF | DOC
11 NCAC 12 .0815-.0816REPEALEDPDF | DOC
11 NCAC 12 .0817DEFINITIONSPDF | DOC
11 NCAC 12 .0818-.0822REPEALEDPDF | DOC
11 NCAC 12 .0823FILING REQUIREMENTS FOR OUT-OF-STATE GROUP POLICIESPDF | DOC
11 NCAC 12 .0824-.0830REPEALEDPDF | DOC
11 NCAC 12 .0831-0833REPEALEDPDF | DOC
11 NCAC 12 .0834PERMITTED COMPENSATION ARRANGEMENTSPDF | DOC
11 NCAC 12 .0835-.0838REPEALEDPDF | DOC
11 NCAC 12 .0839MEDICARE SELECT POLICIES AND CERTIFICATESPDF | DOC
11 NCAC 12 .0840-.0842REPEALEDPDF | DOC
11 NCAC 12 .0843NAIC MEDICARE SUPPLEMENT INSURANCE MINIMUM STANDARDS MODEL ACTPDF | DOC
11 NCAC 12 .0901ORGANIZATIONAL STRUCTUREPDF | DOC
11 NCAC 12 .0902-0903REPEALEDPDF | DOC
11 NCAC 12 .0904REQUIREMENTS FOR UTILIZATION REVIEWPDF | DOC
11 NCAC 12 .0905-0917REPEALEDPDF | DOC
11 NCAC 12 .0918-0919REPEALEDPDF | DOC
11 NCAC 12 .1001APPLICABILITY AND SCOPEPDF | DOC
11 NCAC 12 .1002DEFINITIONSPDF | DOC
11 NCAC 12 .1003POLICY DEFINITIONS; APPEALSPDF | DOC
11 NCAC 12 .1004POLICY PRACTICES AND PROVISIONSPDF | DOC
11 NCAC 12 .1005CONTINUATION OR CONVERSIONPDF | DOC
11 NCAC 12 .1006REQUIRED DISCLOSURE PROVISIONSPDF | DOC
11 NCAC 12 .1007PROHIBITION OF POST-CLAIMS UNDERWRITINGPDF | DOC
11 NCAC 12 .1008MINIMUM STANDARDS FOR HOME HEALTH CARE BENEFITSPDF | DOC
11 NCAC 12 .1009REQUIREMENT TO OFFER INFLATION PROTECTIONPDF | DOC
11 NCAC 12 .1010REQUIREMENTS FOR REPLACEMENTPDF | DOC
11 NCAC 12 .1011DISCRETIONARY POWERS OF COMMISSIONERPDF | DOC
11 NCAC 12 .1012RESERVE STANDARDSPDF | DOC
11 NCAC 12 .1013LOSS RATIOPDF | DOC
11 NCAC 12 .1014FILING REQUIREMENTPDF | DOC
11 NCAC 12 .1015STANDARD FORMAT OUTLINE OF COVERAGEPDF | DOC
11 NCAC 12 .1016PERMITTED COMPENSATION ARRANGEMENTSPDF | DOC
11 NCAC 12 .1017REQUIREMENTS FOR ADVERTISINGPDF | DOC
11 NCAC 12 .1018STANDARDS FOR MARKETINGPDF | DOC
11 NCAC 12 .1019REPLACEMENT POLICIESPDF | DOC
11 NCAC 12 .1020SHOPPER'S GUIDEPDF | DOC
11 NCAC 12 .1021REPORTINGPDF | DOC
11 NCAC 12 .1022PROTECTION AGAINST UNINTENTIONAL LAPSEPDF | DOC
11 NCAC 12 .1023INCONTESTABILITY PERIODPDF | DOC
11 NCAC 12 .1024PROHIBITED POLICY PRACTICEPDF | DOC
11 NCAC 12 .1025SUITABILITYPDF | DOC
11 NCAC 12 .1026NONFORFEITURE BENEFIT REQUIREMENTSPDF | DOC
11 NCAC 12 .1027REQUIRED DISCLOSURE OF RATING PRACTICES TO CONSUMERSPDF | DOC
11 NCAC 12 .1028PREMIUM RATE SCHEDULE INCREASESPDF | DOC
11 NCAC 12 .1029SCOPE AND APPLICATIONPDF | DOC
11 NCAC 12 .1101APPLICATIONPDF | DOC
11 NCAC 12 .1102DEFINITIONSPDF | DOC
11 NCAC 12 .1103GENERAL REQUIREMENTSPDF | DOC
11 NCAC 12 .1104SPECIFIC REQUIREMENTS FOR CERTAIN OFFERSPDF | DOC
11 NCAC 12 .1105DISCLOSURE REQUIREMENTSPDF | DOC
11 NCAC 12 .1106DISABILITY INSURANCE PLANSPDF | DOC
11 NCAC 12 .1107DISCLOSURE OF CONSOLIDATION TO THE DEPARTMENTPDF | DOC
11 NCAC 12 .1201PURPOSE AND APPLICATIONPDF | DOC
11 NCAC 12 .1202DEFINITIONSPDF | DOC
11 NCAC 12 .1203TYPE OF PRODUCTPDF | DOC
11 NCAC 12 .1204ASSIGNEE/BENEFICIARYPDF | DOC
11 NCAC 12 .1205CRITERIA FOR PAYMENTPDF | DOC
11 NCAC 12 .1206DISCLOSURESPDF | DOC
11 NCAC 12 .1207EFFECTIVE DATE OF THE ACCELERATED BENEFITSPDF | DOC
11 NCAC 12 .1208WAIVER OF PREMIUMSPDF | DOC
11 NCAC 12 .1209DISCRIMINATIONPDF | DOC
11 NCAC 12 .1210ACTUARIAL STANDARDSPDF | DOC
11 NCAC 12 .1211ACTUARIAL DISCLOSURE AND RESERVESPDF | DOC
11 NCAC 12 .1212LONG-TERM CARE BENEFITS ACCELERATIONPDF | DOC
11 NCAC 12 .1301DEFINITIONSPDF | DOC
11 NCAC 12 .1302SCOPEPDF | DOC
11 NCAC 12 .1303POLICY FORMS AND APPROVALSPDF | DOC
11 NCAC 12 .1304COMPLIANCEPDF | DOC
11 NCAC 12 .1305PROHIBITED ACTSPDF | DOC
11 NCAC 12 .1306REINSURANCE POOLPDF | DOC
11 NCAC 12 .1307GUARANTEED ISSUE AND RENEWALPDF | DOC
11 NCAC 12 .1308ELECTIONS BY CARRIERSPDF | DOC
11 NCAC 12 .1309FAIR MARKETING STANDARDSPDF | DOC
11 NCAC 12 .1401APPLICABILITY AND SCOPEPDF | DOC
11 NCAC 12 .1402DEFINITIONSPDF | DOC
11 NCAC 12 .1403GENERAL REQUIREMENTSPDF | DOC
11 NCAC 12 .1404DISCLOSURE REQUIREMENTSPDF | DOC
11 NCAC 12 .1501DEFINITIONSPDF | DOC
11 NCAC 12 .1502REQUIREMENTS FOR USE OF HCFA FORM 1450 (UB92)PDF | DOC
11 NCAC 12 .1503REQUIREMENTS FOR USE OF HCFA FORM 1500PDF | DOC
11 NCAC 12 .1504REQUIREMENTS FOR USE OF THE CURRENT ADA DENTAL CLAIM FORMPDF | DOC
11 NCAC 12 .1505MANAGED CARE FORMSPDF | DOC
11 NCAC 12 .1506ELECTRONIC FORMAT STANDARDSPDF | DOC
11 NCAC 12 .1507ATTACHMENT FORM OR FORMATPDF | DOC
11 NCAC 12 .1508MEDICARE SUPPLEMENT PAYORSPDF | DOC
11 NCAC 12 .1509PATIENT SUBMITTED CLAIM FORMSPDF | DOC
11 NCAC 12 .1601DEFINITIONSPDF | DOC
11 NCAC 12 .1602GENERAL REQUIREMENTSPDF | DOC
11 NCAC 12 .1603DISCLOSURE REQUIREMENTSPDF | DOC
11 NCAC 12 .1604ACCOUNTINGPDF | DOC
11 NCAC 12 .1701-.1709REPEALEDPDF | DOC
11 NCAC 12 .1710DEFINITIONSPDF | DOC
11 NCAC 12 .1711LICENSE REQUIREMENTSPDF | DOC
11 NCAC 12 .1712VIATICAL SETTLEMENT BROKERSPDF | DOC
11 NCAC 12 .1713STANDARDS FOR EVALUATION OF REASONABLE PAYMENTSPDF | DOC
11 NCAC 12 .1714REPORTING REQUIREMENTSPDF | DOC
11 NCAC 12 .1715GENERAL RULESPDF | DOC
11 NCAC 12 .1716CONTRACTS AND PAYMENT OF PROCEEDSPDF | DOC
11 NCAC 12 .1717ADVERTISING MATERIALPDF | DOC
11 NCAC 12 .1718DISCLOSUREPDF | DOC
11 NCAC 12 .1719PROHIBITED PRACTICESPDF | DOC
11 NCAC 12 .1720INSURANCE COMPANY PRACTICESPDF | DOC
11 NCAC 12 .1801APPLICABILITYPDF | DOC
11 NCAC 12 .1802DEFINITIONSPDF | DOC
11 NCAC 12 .1803GENERAL REQUIREMENTSPDF | DOC
11 NCAC 12 .1804DISCLOSURE REQUIREMENTSPDF | DOC
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